* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        html {
            overflow-x: hidden;
            -webkit-text-size-adjust: 100%;
            -webkit-tap-highlight-color: transparent;
        }

        body {
            font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
            color: #1e293b;
            line-height: 1.6;
            overflow-x: hidden;
            overflow-y: auto;
            scroll-behavior: smooth;
            -webkit-overflow-scrolling: touch;
            min-height: 100%;
            touch-action: manipulation;
            overscroll-behavior-y: auto;
        }

        * {
            scroll-behavior: smooth;
        }

        /* Top Bar - Single Color */
        .top-bar {
            background: #0F4C75;
            padding: 8px 0;
            font-size: 13px;
        }

        .top-bar-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
            display: flex;
            justify-content: space-between;
            align-items: center;
            position: relative;
        }

        .top-bar-left {
            display: flex;
            gap: 20px;
            flex-wrap: wrap;
            flex: 1;
        }

        .top-bar-left a {
            color: #ffffff;
            text-decoration: none;
            transition: opacity 0.3s;
        }

        .top-bar-left a:hover {
            opacity: 0.8;
        }

        .top-bar-middle {
            display: flex;
            gap: 20px;
            align-items: center;
            justify-content: center;
            flex-wrap: wrap;
            position: absolute;
            left: 50%;
            transform: translateX(-50%);
        }

        .top-bar-middle a {
            color: #ffffff;
            text-decoration: none;
            transition: opacity 0.3s;
            white-space: nowrap;
        }

        .top-bar-middle a:hover {
            opacity: 0.8;
        }

        .top-bar-right {
            display: flex;
            gap: 20px;
            align-items: center;
            flex: 1;
            justify-content: flex-end;
        }

        .top-bar-right a {
            color: #ffffff;
            text-decoration: none;
        }

        .top-bar-btn {
            background: #6AC335;
            color: #ffffff;
            padding: 5px 15px;
            border-radius: 4px;
            text-decoration: none;
            font-weight: 500;
            transition: all 0.3s;
        }

        .top-bar-btn:hover {
            background: #5AA028;
            color: #ffffff;
            transform: translateY(-1px);
        }

        .search-icon {
            color: #ffffff;
            font-size: 18px;
            cursor: pointer;
        }

        .top-bar-mobile-toggle {
            display: none;
            background: none;
            border: none;
            color: #ffffff;
            font-size: 20px;
            cursor: pointer;
            padding: 5px 10px;
        }

        .top-bar-mobile-menu {
            display: none;
            position: absolute;
            top: 100%;
            left: 0;
            right: 0;
            max-height: 70vh;
            overflow-y: auto;
            -webkit-overflow-scrolling: touch;
            background: #0F4C75;
            padding: 15px 20px;
            box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
            z-index: 1001;
        }

        .top-bar-mobile-menu.active {
            display: block;
        }

        .top-bar-mobile-menu a {
            display: block;
            color: #ffffff;
            text-decoration: none;
            padding: 10px 0;
            font-size: 13px;
            border-bottom: 1px solid rgba(255, 255, 255, 0.1);
            transition: padding-left 0.3s;
        }

        .top-bar-mobile-menu a:last-child {
            border-bottom: none;
        }

        .top-bar-mobile-menu a:hover {
            padding-left: 10px;
            color: #6AC335;
        }

        /* Main Header */
        .main-header {
            background: #ffffff;
            box-shadow: 0 2px 8px rgba(15, 76, 117, 0.15);
            position: sticky;
            top: 0;
            z-index: 1000;
            width: 100%;
            margin: 0;
            padding: 0;
        }

        .main-header::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            height: 3px;
            background: linear-gradient(90deg, #FFD700 0%, #6AC335 50%, #0F4C75 100%);
            z-index: 1;
        }

        .mobile-menu-toggle {
            display: none;
            background: none;
            border: none;
            font-size: 24px;
            color: #0F4C75;
            cursor: pointer;
            padding: 10px;
        }

        .mobile-menu {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            max-height: 100vh;
            background: #ffffff;
            z-index: 9999;
            overflow-y: auto;
            overflow-x: hidden;
            -webkit-overflow-scrolling: touch;
            padding: 20px;
            padding-bottom: 40px;
            transform: translateX(-100%);
            transition: transform 0.3s ease;
        }

        .mobile-menu.active {
            transform: translateX(0);
        }

        .mobile-menu-header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 30px;
            padding-bottom: 20px;
            border-bottom: 2px solid #f1f5f9;
        }

        .mobile-menu-close {
            background: none;
            border: none;
            font-size: 28px;
            color: #0F4C75;
            cursor: pointer;
            padding: 5px;
        }

        .mobile-nav {
            display: flex;
            flex-direction: column;
            gap: 10px;
        }

        .mobile-nav-item {
            border-bottom: 1px solid #f1f5f9;
        }

        .mobile-nav-item>a {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 15px 0;
            color: #0F4C75;
            text-decoration: none;
            font-weight: 500;
            font-size: 16px;
        }

        .mobile-nav-item>a i {
            transition: transform 0.3s;
        }

        .mobile-nav-item.active>a i {
            transform: rotate(180deg);
        }

        .mobile-dropdown {
            display: none;
            padding-left: 20px;
            padding-bottom: 10px;
        }

        .mobile-nav-item.active .mobile-dropdown {
            display: block;
        }

        .mobile-dropdown a {
            display: block;
            padding: 12px 0;
            color: #64748b;
            text-decoration: none;
            font-size: 14px;
            transition: color 0.3s;
        }

        .mobile-dropdown a:hover {
            color: #6AC335;
        }

        .header-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 15px 20px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            position: relative;
            z-index: 2;
        }

        .logo-section {
            display: flex;
            align-items: center;
            gap: 15px;
            position: relative;
            z-index: 2;
        }

        .logo-section img {
            height: 50px;
            width: auto;
            display: block;
        }

        .logo-text {
            display: flex;
            flex-direction: column;
        }

        .logo-text .main-logo {
            font-size: 28px;
            font-weight: 700;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
            line-height: 1;
            margin: 0;
        }

        .logo-text .sub-logo {
            font-size: 11px;
            color: #64748b;
            font-weight: 400;
            margin: 0;
            margin-top: 2px;
        }

        .main-nav {
            display: flex;
            gap: 30px;
            align-items: center;
            flex: 1;
            justify-content: center;
            position: relative;
            z-index: 2;
        }

        .nav-item {
            position: relative;
        }

        .nav-item>a {
            color: #0F4C75;
            text-decoration: none;
            font-size: 14px;
            font-weight: 500;
            padding: 10px 0;
            display: flex;
            align-items: center;
            gap: 5px;
            transition: all 0.3s;
        }

        .nav-item>a:hover {
            color: #6AC335;
            transform: translateY(-2px);
        }

        .nav-item>a i {
            font-size: 12px;
        }

        .dropdown-menu {
            position: absolute;
            top: 100%;
            left: 0;
            background: #0F4C75;
            box-shadow: 0 5px 20px rgba(15, 76, 117, 0.3);
            border-radius: 8px;
            padding: 10px 0;
            min-width: 250px;
            display: none;
            z-index: 1000;
            border-top: 3px solid #6AC335;
        }

        .nav-item:hover .dropdown-menu {
            display: block;
        }

        .dropdown-menu a {
            display: block;
            padding: 10px 20px;
            color: #ffffff;
            text-decoration: none;
            font-size: 14px;
            transition: all 0.3s;
        }

        .dropdown-menu a:hover {
            background: rgba(106, 195, 53, 0.2);
            color: #6AC335;
            padding-left: 25px;
        }

        .rupee-symbol {
            font-size: 32px;
            font-weight: 700;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        /* Hero Section - Carousel Banner */
        .hero-section {
            position: relative;
            overflow: hidden;
            height: 500px;
            margin-top: 0;
            z-index: 1;
        }

        .hero-carousel {
            position: relative;
            width: 100%;
            height: 100%;
            min-height: 100%;
        }

        .hero-slide {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            opacity: 0;
            transition: opacity 1s ease-in-out;
            display: flex;
            align-items: center;
        }

        .hero-slide.active {
            opacity: 1;
            z-index: 2;
        }

        .hero-slide img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            object-position: center center;
            position: absolute;
            top: 0;
            left: 0;
            display: block;
            /* Force GPU layer so background image shows on mobile (e.g. iOS) */
            transform: translateZ(0);
            -webkit-backface-visibility: hidden;
            backface-visibility: hidden;
        }

        .hero-slide-overlay {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: linear-gradient(135deg, rgba(15, 76, 117, 0.85) 0%, rgba(15, 76, 117, 0.6) 50%, rgba(15, 76, 117, 0.4) 100%);
            z-index: 1;
        }

        .hero-slide-content {
            position: relative;
            z-index: 3;
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
            width: 100%;
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 60px;
            align-items: center;
            height: 100%;
        }

        .hero-text {
            color: #ffffff;
        }

        .hero-text h1 {
            font-size: 3.5rem;
            font-weight: 800;
            margin-bottom: 20px;
            line-height: 1.15;
            color: #ffffff;
            text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
            animation: fadeInDown 0.8s ease-out;
        }

        @keyframes fadeInDown {
            from {
                opacity: 0;
                transform: translateY(-30px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        .hero-text h2 {
            font-size: 2rem;
            font-weight: 600;
            margin-bottom: 18px;
            line-height: 1.4;
            color: rgba(255, 255, 255, 0.98);
            animation: fadeInDown 0.8s ease-out 0.2s both;
        }

        .hero-supporting-line {
            font-size: 1.3rem;
            font-weight: 600;
            line-height: 1.6;
            color: #FFD700;
            margin-bottom: 24px;
            letter-spacing: 1px;
            text-shadow: 0 2px 8px rgba(255, 215, 0, 0.3);
            animation: fadeInDown 0.8s ease-out 0.4s both;
        }

        .hero-description {
            font-size: 1.15rem;
            line-height: 1.9;
            color: rgba(255, 255, 255, 0.95);
            margin-bottom: 30px;
            max-width: 600px;
            animation: fadeInDown 0.8s ease-out 0.6s both;
        }

        .hero-form {
            background: #ffffff;
            padding: 20px 18px;
            border-radius: 12px;
            box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15), 0 0 0 1px rgba(255, 255, 255, 0.1);
            margin-top: 20px;
            max-width: 320px;
            width: 100%;
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.2);
            animation: slideUp 0.6s ease-out;
        }

        @keyframes slideUp {
            from {
                opacity: 0;
                transform: translateY(20px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        .hero-form h3 {
            font-size: 1.1rem;
            font-weight: 700;
            color: #0F4C75;
            margin-bottom: 15px;
            text-align: center;
            position: relative;
            padding-bottom: 10px;
        }

        .hero-form h3::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 50%;
            transform: translateX(-50%);
            width: 50px;
            height: 2px;
            background: linear-gradient(90deg, #0F4C75 0%, #6AC335 100%);
            border-radius: 2px;
        }

        .hero-form .form-group {
            margin-bottom: 12px;
            position: relative;
        }

        .hero-form label {
            display: block;
            margin-bottom: 5px;
            font-weight: 600;
            color: #0F4C75;
            font-size: 12px;
            letter-spacing: 0.2px;
        }

        .hero-form input,
        .hero-form select {
            width: 100%;
            padding: 10px 12px;
            border: 2px solid #e2e8f0 !important;
            border-radius: 8px;
            font-size: 13px;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            background: #ffffff;
            visibility: visible;
            opacity: 1;
            display: block;
            box-sizing: border-box;
            -webkit-appearance: none;
            -moz-appearance: none;
            appearance: none;
            font-family: inherit;
        }

        .hero-form input:hover,
        .hero-form select:hover {
            border-color: #cbd5e1;
        }

        .hero-form select,
        .hero-form select#heroLoanType,
        .hero-form select#heroLoanType2 {
            border: 2px solid #e2e8f0 !important;
            border-radius: 8px;
            background-color: #ffffff !important;
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%230F4C75' d='M6 9L1 4h10z'/%3E%3C/svg%3E");
            background-repeat: no-repeat;
            background-position: right 12px center;
            padding-right: 35px;
            cursor: pointer;
            -webkit-appearance: none;
            -moz-appearance: none;
            appearance: none;
            /* Inset box-shadow ensures visible outline when border is ignored (e.g. iOS Safari) */
            box-shadow: inset 0 0 0 2px #e2e8f0 !important;
            min-height: 42px;
        }

        .hero-form input:focus,
        .hero-form select:focus {
            outline: none;
            border-color: #6AC335 !important;
            box-shadow: inset 0 0 0 2px #6AC335, 0 0 0 3px rgba(106, 195, 53, 0.15), 0 4px 12px rgba(106, 195, 53, 0.1);
            transform: translateY(-1px);
        }

        .hero-form input::placeholder {
            font-size: 13px;
            color: #94a3b8;
            transition: opacity 0.3s;
        }

        .hero-form input:focus::placeholder {
            opacity: 0.6;
        }

        .hero-form .form-row {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 12px;
        }

        .hero-form-actions {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 10px;
            margin-top: 12px;
        }

        .hero-form .btn-apply {
            width: 100%;
            background: linear-gradient(135deg, #0F4C75 0%, #6AC335 100%);
            color: #ffffff;
            padding: 12px 20px;
            border: none;
            border-radius: 8px;
            font-size: 14px;
            font-weight: 700;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            cursor: pointer;
            margin-top: 0;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            letter-spacing: 0.3px;
            text-transform: uppercase;
            box-shadow: 0 4px 15px rgba(15, 76, 117, 0.3);
            position: relative;
            overflow: hidden;
        }

        .hero-form .btn-call-team {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            padding: 12px 16px;
            border-radius: 8px;
            font-size: 13px;
            font-weight: 700;
            color: #0F4C75;
            background: #ffffff;
            border: 2px solid #0F4C75;
            text-decoration: none;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            box-sizing: border-box;
        }

        .hero-form .btn-call-team:hover {
            background: #0F4C75;
            color: #ffffff;
            border-color: #0F4C75;
        }

        .hero-form .btn-call-team i {
            font-size: 16px;
        }

        .hero-form .btn-apply::before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 100%;
            height: 100%;
            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
            transition: left 0.5s;
        }

        .hero-form .btn-apply:hover::before {
            left: 100%;
        }

        .hero-form .btn-apply:hover {
            background: linear-gradient(135deg, #6AC335 0%, #0F4C75 100%);
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(106, 195, 53, 0.4);
        }

        .hero-form .btn-apply:active {
            transform: translateY(-1px);
        }

        .hero-form .btn-apply:disabled {
            opacity: 0.6;
            cursor: not-allowed;
            transform: none;
        }

        .hero-form .btn-apply i {
            font-size: 16px;
            transition: transform 0.3s;
        }

        .hero-form .btn-apply:hover i {
            transform: translateX(3px);
        }

        /* Mobile Responsive */
        @media (max-width: 1024px) {
            .hero-content {
                grid-template-columns: 1fr;
                gap: 40px;
            }

            .hero-form {
                max-width: 400px;
                margin: 20px auto 0;
            }
        }

        @media (max-width: 768px) {
            .hero-form {
                padding: 18px 16px;
                margin-top: 0;
                box-sizing: border-box;
            }

            .hero-form h3 {
                font-size: 1.05rem;
                margin-bottom: 14px;
            }

            .hero-form .form-group {
                margin-bottom: 12px;
            }

            .hero-form .form-row {
                grid-template-columns: 1fr;
                gap: 12px;
            }

            /* Touch-friendly: min 44px tap targets */
            .hero-form input,
            .hero-form select {
                padding: 12px 14px;
                font-size: 16px;
                min-height: 44px;
                box-sizing: border-box;
            }

            .hero-form select,
            .hero-form select#heroLoanType,
            .hero-form select#heroLoanType2 {
                min-height: 44px;
            }

            .hero-form .btn-apply {
                padding: 14px 20px;
                font-size: 15px;
                min-height: 48px;
            }

            .hero-form-actions {
                grid-template-columns: 1fr;
                gap: 10px;
            }

            .hero-form .btn-call-team {
                min-height: 48px;
                font-size: 14px;
            }
        }

        @media (max-width: 480px) {
            .hero-form {
                padding: 16px 12px;
            }

            .hero-form h3 {
                font-size: 1rem;
            }

            .hero-form label {
                font-size: 13px;
            }

            .hero-form input,
            .hero-form select {
                padding: 12px;
                font-size: 16px;
                min-height: 44px;
            }

            .hero-form select,
            .hero-form select#heroLoanType,
            .hero-form select#heroLoanType2 {
                min-height: 44px;
            }

            .hero-form .btn-apply {
                min-height: 48px;
            }

            .top-bar {
                padding: 8px 0;
            }

            .top-bar-container {
                padding: 0 12px;
            }

            .top-bar-mobile-toggle {
                font-size: 18px;
                padding: 4px 8px;
            }

            .top-bar-mobile-menu {
                padding: 12px 15px;
            }

            .top-bar-mobile-menu a {
                font-size: 12px;
                padding: 8px 0;
            }

            .top-bar-right .search-icon {
                font-size: 16px;
            }
        }

        .hero-image {
            position: relative;
            overflow: hidden;
            border-radius: 12px;
        }

        .hero-pagination {
            position: absolute;
            bottom: 30px;
            left: 50%;
            transform: translateX(-50%);
            display: flex;
            gap: 12px;
            z-index: 10;
        }

        .hero-dot {
            width: 12px;
            height: 12px;
            border-radius: 50%;
            background: rgba(255, 255, 255, 0.5);
            cursor: pointer;
            transition: all 0.3s;
            border: 2px solid rgba(255, 255, 255, 0.8);
        }

        .hero-dot.active {
            background: #FFD700;
            width: 35px;
            border-radius: 6px;
            border-color: #FFD700;
        }

        .hero-dot:hover {
            background: rgba(255, 255, 255, 0.8);
        }

        .hero-nav-arrow {
            position: absolute;
            top: 50%;
            transform: translateY(-50%);
            background: rgba(255, 255, 255, 0.2);
            color: #ffffff;
            border: none;
            width: 50px;
            height: 50px;
            border-radius: 50%;
            font-size: 24px;
            cursor: pointer;
            z-index: 10;
            transition: all 0.3s;
            display: flex;
            align-items: center;
            justify-content: center;
            backdrop-filter: blur(10px);
        }

        .hero-nav-arrow:hover {
            background: rgba(255, 255, 255, 0.3);
            transform: translateY(-50%) scale(1.1);
        }

        .hero-nav-prev {
            left: 30px;
        }

        .hero-nav-next {
            right: 30px;
        }

        @media (max-width: 1024px) {
            .hero-slide-content {
                grid-template-columns: 1fr;
                gap: 30px;
                padding: 40px 20px;
            }

            .hero-form {
                max-width: 500px;
                margin: 0 auto;
            }

            .hero-nav-arrow {
                width: 40px;
                height: 40px;
                font-size: 20px;
            }

            .hero-nav-prev {
                left: 15px;
            }

            .hero-nav-next {
                right: 15px;
            }
        }

        /* Mobile: one-viewport hero, scrollable content, form visible and touch-friendly */
        @media (max-width: 768px) {
            .hero-section {
                height: 100vh;
                min-height: 100vh;
                max-height: 100vh;
                padding: 0;
                overflow: hidden;
                -webkit-overflow-scrolling: touch;
            }

            .hero-carousel {
                height: 100%;
                min-height: 100%;
            }

            .hero-slide {
                min-height: 100%;
                height: 100%;
                align-items: stretch;
                padding: 0;
            }

            .hero-slide img {
                position: absolute;
                top: 0;
                left: 0;
                width: 100%;
                height: 100%;
                min-height: 100%;
                object-fit: cover;
                object-position: center center;
            }

            .hero-slide-content {
                grid-template-columns: 1fr !important;
                display: flex !important;
                flex-direction: column !important;
                padding: 20px 16px calc(80px + env(safe-area-inset-bottom, 0px)) !important;
                gap: 16px !important;
                min-height: 0;
                align-items: stretch;
                overflow-y: auto;
                -webkit-overflow-scrolling: touch;
                flex: 1;
            }

            .hero-text {
                order: 1;
                flex-shrink: 0;
            }

            .hero-form {
                order: 2;
                max-width: 100%;
                width: 100%;
                margin: 0;
                flex-shrink: 0;
                padding: 18px 16px;
            }

            /* Override inline styles on first slide for mobile */
            .hero-text h1 {
                font-size: 1.75rem !important;
                line-height: 1.25;
                margin-bottom: 10px;
            }

            .hero-text h2 {
                font-size: 1.25rem !important;
            }

            .hero-supporting-line {
                font-size: 0.95rem;
            }

            .hero-description {
                font-size: 0.9rem;
                margin-bottom: 16px;
            }

            .hero-nav-arrow {
                display: none;
            }

            .hero-pagination {
                bottom: 12px;
            }

            /* Hide full-card sections on mobile – not required for mobile UX */
            .loan-services-section,
            .how-it-works-section,
            .testimonials-section {
                display: none !important;
            }
        }

        @media (max-width: 480px) {
            .hero-section {
                height: 100vh;
                min-height: 100vh;
                max-height: 100vh;
            }

            .hero-carousel,
            .hero-slide {
                min-height: 100%;
                height: 100%;
            }

            .hero-slide-content {
                padding: 16px 12px 20px !important;
            }

            .hero-text h1 {
                font-size: 1.5rem !important;
            }

            .hero-text h2 {
                font-size: 1.1rem !important;
            }
        }

        /* Fraud Warning Banner */
        .fraud-banner {
            background: #f8fafc;
            border-top: 3px solid #dc2626;
            padding: 15px 0;
        }

        .fraud-banner-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .fraud-banner p {
            color: #dc2626;
            font-size: 14px;
            font-weight: 500;
            margin: 0;
            text-align: center;
        }

        /* Quick Action Icons */
        .quick-actions {
            background: #ffffff;
            padding: 60px 0;
        }

        .quick-actions-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .quick-actions-grid {
            display: grid;
            grid-template-columns: repeat(5, 1fr);
            gap: 30px;
        }

        .quick-action-item {
            text-align: center;
            cursor: pointer;
            transition: all 0.3s;
            padding: 20px;
            border-radius: 8px;
        }

        .quick-action-item:hover {
            background: #f8fafc;
            transform: translateY(-5px);
        }

        .quick-action-item.active {
            border-bottom: 3px solid #dc2626;
        }

        .quick-action-icon {
            width: 60px;
            height: 60px;
            background: #dc2626;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 15px;
        }

        .quick-action-icon i {
            font-size: 28px;
            color: #ffffff;
        }

        .quick-action-text {
            font-size: 14px;
            color: #1e293b;
            font-weight: 500;
        }

        .quick-action-text .highlight {
            color: #dc2626;
        }

        /* Services Section */
        .services-section {
            background: #f8fafc;
            padding: 80px 0;
        }

        .services-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .section-header {
            text-align: center;
            margin-bottom: 50px;
        }

        .section-title {
            font-size: 2.5rem;
            font-weight: 700;
            color: #1e3a8a;
            margin-bottom: 15px;
        }

        .section-subtitle {
            font-size: 1.1rem;
            color: #64748b;
        }

        .services-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 25px;
        }

        .service-card {
            background: #ffffff;
            border-radius: 16px;
            overflow: hidden;
            box-shadow: 0 4px 20px rgba(15, 76, 117, 0.08);
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            cursor: pointer;
            border: 2px solid transparent;
            position: relative;
        }

        .service-card::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: linear-gradient(135deg, rgba(15, 76, 117, 0.02) 0%, rgba(106, 195, 53, 0.02) 100%);
            opacity: 0;
            transition: opacity 0.4s ease;
            pointer-events: none;
        }

        .service-card:hover::after {
            opacity: 1;
        }

        .service-card:hover {
            transform: translateY(-8px) scale(1.02);
            box-shadow: 0 12px 40px rgba(15, 76, 117, 0.15);
            border-color: #6AC335;
            box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
        }

        .service-card img {
            width: 100%;
            height: 200px;
            object-fit: cover;
        }

        .service-card-body {
            padding: 25px;
        }

        .service-card h4 {
            font-size: 1.2rem;
            font-weight: 600;
            color: #1e3a8a;
            margin-bottom: 12px;
        }

        .service-card p {
            color: #64748b;
            line-height: 1.6;
            font-size: 14px;
        }

        .service-card-body ul li a {
            transition: all 0.3s;
        }

        .service-card-body ul li a:hover {
            color: #6AC335 !important;
            padding-left: 5px;
        }

        .services-list {
            background: #ffffff;
            border-radius: 12px;
            padding: 40px;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
        }

        .services-list-container {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 40px;
        }

        .service-item {
            margin-bottom: 30px;
        }

        .service-item h3 {
            font-size: 1.5rem;
            font-weight: 700;
            color: #0F4C75;
            margin-bottom: 15px;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .service-item h3 a {
            color: #0F4C75;
            text-decoration: none;
            transition: color 0.3s;
        }

        .service-item h3 a:hover {
            color: #6AC335;
        }

        .service-item ul {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .service-item ul li {
            padding: 8px 0;
            padding-left: 25px;
            position: relative;
        }

        .service-item ul li::before {
            content: '→';
            position: absolute;
            left: 0;
            color: #6AC335;
            font-weight: bold;
        }

        .service-item ul li a {
            color: #64748b;
            text-decoration: none;
            font-size: 15px;
            transition: all 0.3s;
        }

        .service-item ul li a:hover {
            color: #6AC335;
            padding-left: 5px;
        }

        /* Footer - Professional design (1920 x 450 px style) */
        .modern-footer {
            background: linear-gradient(180deg, #0f2744 0%, #0d2137 100%);
            color: #ffffff;
            padding: 0 0 24px;
        }

        .footer-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 24px;
        }

        .footer-top {
            display: flex;
            flex-wrap: wrap;
            gap: 20px 32px;
            justify-content: center;
            padding: 24px 0 16px;
            border-bottom: 1px solid rgba(255, 255, 255, 0.12);
            font-size: 12px;
            color: rgba(255, 255, 255, 0.85);
        }

        .footer-top span {
            white-space: nowrap;
        }

        .footer-badges {
            display: flex;
            flex-wrap: wrap;
            gap: 12px;
            justify-content: center;
            padding: 20px 0 28px;
        }

        .footer-badge {
            display: inline-block;
            padding: 8px 20px;
            background: rgba(106, 195, 53, 0.2);
            border: 1px solid rgba(106, 195, 53, 0.5);
            border-radius: 999px;
            font-size: 13px;
            font-weight: 600;
            color: #a7f3a0;
        }

        .footer-grid {
            display: grid;
            grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
            gap: 40px 32px;
            margin-bottom: 32px;
        }

        .footer-column h5 {
            font-size: 1rem;
            font-weight: 700;
            margin-bottom: 16px;
            color: #ffffff;
            letter-spacing: 0.02em;
        }

        .footer-company-name {
            font-size: 1.15rem !important;
            margin-bottom: 12px !important;
        }

        .footer-about-text {
            font-size: 13px;
            line-height: 1.65;
            color: rgba(255, 255, 255, 0.8);
            margin: 0 0 20px 0;
            max-width: 320px;
        }

        .footer-column ul {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .footer-column ul li {
            margin-bottom: 10px;
        }

        .footer-column ul li a {
            color: rgba(255, 255, 255, 0.8);
            text-decoration: none;
            transition: color 0.3s;
            font-size: 14px;
        }

        .footer-column ul li a:hover {
            color: #6ac335;
        }

        .footer-contact-item {
            display: flex;
            align-items: flex-start;
            gap: 10px;
            margin-bottom: 12px;
            color: rgba(255, 255, 255, 0.85);
            font-size: 13px;
        }

        .footer-contact-item i {
            font-size: 1rem;
            color: #6ac335;
            margin-top: 2px;
            flex-shrink: 0;
        }

        .footer-contact-item a {
            color: rgba(255, 255, 255, 0.85);
            text-decoration: none;
        }

        .footer-contact-item a:hover {
            color: #6ac335;
        }

        .footer-social {
            display: flex;
            gap: 10px;
            margin-top: 16px;
        }

        .footer-social a {
            width: 36px;
            height: 36px;
            background: rgba(255, 255, 255, 0.08);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #ffffff;
            text-decoration: none;
            transition: all 0.3s;
            font-size: 16px;
        }

        .footer-social a:hover {
            background: #6ac335;
            transform: translateY(-2px);
        }

        .footer-bottom {
            border-top: 1px solid rgba(255, 255, 255, 0.12);
            padding-top: 20px;
            text-align: center;
            color: rgba(255, 255, 255, 0.7);
            font-size: 13px;
        }

        .footer-bottom p {
            margin: 0;
        }

        /* Responsive */
        @media (max-width: 1024px) {
            .hero-content {
                grid-template-columns: 1fr;
            }

            .quick-actions-grid {
                grid-template-columns: repeat(3, 1fr);
            }

            .services-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .services-list-container {
                grid-template-columns: 1fr;
                gap: 30px;
            }

            .main-nav {
                display: none;
            }

            .mobile-menu-toggle {
                display: block;
            }

            .rupee-symbol {
                display: none;
            }

            .top-bar-middle {
                gap: 15px;
                font-size: 12px;
            }

            .header-container {
                padding: 12px 15px;
            }

            .logo-section img {
                height: 40px;
            }

            .logo-text .main-logo {
                font-size: 24px;
            }
        }

        @media (max-width: 768px) {
            .top-bar {
                padding: 8px 0;
                position: relative;
            }

            .top-bar-container {
                flex-direction: row;
                justify-content: space-between;
                align-items: center;
                padding: 0 15px;
                position: relative;
            }

            .top-bar-left {
                display: none;
            }

            .top-bar-middle {
                display: none;
            }

            .top-bar-mobile-toggle {
                display: block;
            }

            .top-bar-right {
                display: flex;
                align-items: center;
                gap: 15px;
            }

            .top-bar-right .search-icon {
                font-size: 18px;
            }

            .hero-text h1 {
                font-size: 2.5rem;
            }

            .hero-text h2 {
                font-size: 1.6rem;
            }

            .hero-supporting-line {
                font-size: 1rem;
            }

            .hero-description {
                font-size: 1rem;
                margin-bottom: 20px;
            }

            .quick-actions-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .services-grid {
                grid-template-columns: 1fr;
            }

            .services-list-container {
                grid-template-columns: 1fr;
                gap: 25px;
            }

            .services-list {
                padding: 25px;
            }

            .service-item h3 {
                font-size: 1.3rem;
            }

            .footer-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .footer-top {
                flex-direction: column;
                align-items: center;
                text-align: center;
            }

            .footer-about-text {
                max-width: none;
            }

            .header-container {
                padding: 10px 15px;
            }

            .logo-section {
                gap: 10px;
            }

            .logo-section img {
                height: 35px;
            }

            .logo-text .main-logo {
                font-size: 20px;
            }

            .logo-text .sub-logo {
                font-size: 10px;
            }

            .hero-section {
                padding: 0;
            }

            .hero-text h1 {
                font-size: 2rem;
            }

            .hero-text h2 {
                font-size: 1.4rem;
            }

            .hero-supporting-line {
                font-size: 0.95rem;
            }

            .hero-description {
                font-size: 0.95rem;
            }

            .section-title {
                font-size: 2rem;
            }

            .quick-actions-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 20px;
            }

            .quick-action-icon {
                width: 50px;
                height: 50px;
            }

            .quick-action-icon i {
                font-size: 24px;
            }

            .service-card img {
                height: 180px;
            }

            .service-card-body {
                padding: 20px;
            }

            .service-card h4 {
                font-size: 1.1rem;
            }

            .service-card p {
                font-size: 13px;
            }

            .header-container {
                padding: 8px 12px;
            }

            .logo-section img {
                height: 30px;
            }

            .logo-text .main-logo {
                font-size: 18px;
            }

            .logo-text .sub-logo {
                font-size: 9px;
            }

            .hero-section {
                padding: 0;
            }

            .hero-text h1 {
                font-size: 1.75rem;
            }

            .hero-text h2 {
                font-size: 1.2rem;
            }

            .hero-supporting-line {
                font-size: 0.85rem;
            }

            .hero-description {
                font-size: 0.9rem;
                line-height: 1.6;
            }

            .hero-form {
                padding: 15px;
            }

            .hero-form h3 {
                font-size: 1rem;
            }

            .quick-actions-grid {
                grid-template-columns: 1fr;
                gap: 15px;
            }

            .quick-action-icon {
                width: 45px;
                height: 45px;
            }

            .quick-action-icon i {
                font-size: 22px;
            }

            .section-title {
                font-size: 1.75rem;
            }

            .section-subtitle {
                font-size: 1rem;
            }

            .services-grid {
                gap: 20px;
            }

            .service-card img {
                height: 160px;
            }

            .service-card-body {
                padding: 15px;
            }

            .footer-grid {
                grid-template-columns: 1fr;
                gap: 30px;
            }

            .footer-badges {
                flex-direction: column;
                align-items: center;
            }

            .footer__copyright-conditions {
                flex-direction: column;
                gap: 10px;
            }
        }

        /* Why Choose HBPL Section */
        .why-choose-section {
            padding: 50px 20px;
            background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
        }

        .section-container {
            max-width: 1400px;
            margin: 0 auto;
        }

        .section-header {
            text-align: center;
            margin-bottom: 30px;
        }

        .section-title {
            font-size: 2.2rem;
            font-weight: 800;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
            margin-bottom: 10px;
            letter-spacing: -0.5px;
        }

        .section-subtitle {
            font-size: 1.1rem;
            color: #64748b;
            font-weight: 500;
        }

        .features-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
            gap: 15px;
            margin-bottom: 15px;
        }

        .feature-card {
            background: #ffffff;
            padding: 18px 15px;
            border-radius: 12px;
            box-shadow: 0 4px 20px rgba(15, 76, 117, 0.08);
            text-align: center;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            border: 2px solid transparent;
            position: relative;
            overflow: hidden;
        }

        .feature-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            transform: scaleX(0);
            transition: transform 0.4s ease;
        }

        .feature-card:hover::before {
            transform: scaleX(1);
        }

        .feature-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 25px rgba(15, 76, 117, 0.15);
            border-color: #6AC335;
        }

        .feature-icon {
            width: 50px;
            height: 50px;
            margin: 0 auto 12px;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 24px;
            color: #ffffff;
        }

        .feature-card h3 {
            font-size: 1.1rem;
            color: #0F4C75;
            margin-bottom: 8px;
            font-weight: 600;
        }

        .feature-card p {
            color: #64748b;
            font-size: 0.85rem;
            line-height: 1.5;
            margin: 0;
        }

        .disclaimer {
            text-align: center;
            color: #94a3b8;
            font-size: 0.9rem;
            font-style: italic;
            margin-top: 20px;
        }

        /* Our Loan Services Section */
        .loan-services-section {
            padding: 50px 20px;
            background: #ffffff;
        }

        .services-list-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 18px;
        }

        .service-list-item {
            display: flex;
            align-items: flex-start;
            gap: 15px;
            padding: 18px;
            background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
            border-radius: 10px;
            border-left: 4px solid #6AC335;
            transition: all 0.3s ease;
            text-decoration: none;
            color: inherit;
            cursor: pointer;
        }

        .service-list-item:hover {
            transform: translateX(5px);
            box-shadow: 0 4px 15px rgba(106, 195, 53, 0.2);
            text-decoration: none;
        }

        .service-list-item i {
            font-size: 24px;
            color: #6AC335;
            margin-top: 5px;
            flex-shrink: 0;
        }

        .service-list-item h4 {
            font-size: 1.2rem;
            color: #0F4C75;
            margin-bottom: 8px;
            font-weight: 600;
        }

        .service-list-item p {
            color: #64748b;
            font-size: 0.95rem;
            line-height: 1.6;
            margin: 0;
        }

        /* How It Works Section */
        .how-it-works-section {
            padding: 50px 20px;
            background: linear-gradient(135deg, #0F4C75 0%, #1a5a8a 100%);
            color: #ffffff;
        }

        .how-it-works-section .section-title {
            background: linear-gradient(135deg, #FFD700 0%, #ffffff 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

        .how-it-works-section .section-subtitle {
            color: #e2e8f0;
        }

        .process-steps {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 20px;
            margin-bottom: 25px;
        }

        .process-step {
            text-align: center;
            position: relative;
        }

        .step-number {
            width: 55px;
            height: 55px;
            margin: 0 auto 15px;
            background: linear-gradient(135deg, #FFD700 0%, #6AC335 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.6rem;
            font-weight: 700;
            color: #0F4C75;
            box-shadow: 0 4px 15px rgba(255, 215, 0, 0.3);
        }

        .process-step h3 {
            font-size: 1.1rem;
            color: #ffffff;
            font-weight: 500;
            line-height: 1.5;
        }

        .process-benefits {
            display: flex;
            justify-content: center;
            gap: 30px;
            flex-wrap: wrap;
            margin-top: 25px;
        }

        .benefit-item {
            display: flex;
            align-items: center;
            gap: 10px;
            color: #FFD700;
            font-size: 1.1rem;
            font-weight: 500;
        }

        .benefit-item i {
            font-size: 1.3rem;
        }

        /* About Us Section */
        .about-us-section {
            padding: 50px 20px;
            background: #ffffff;
        }

        .about-content {
            max-width: 900px;
            margin: 0 auto;
            text-align: center;
        }

        .about-content h3 {
            font-size: 1.8rem;
            color: #0F4C75;
            margin-bottom: 18px;
            font-weight: 600;
        }

        .about-content p {
            font-size: 1.05rem;
            color: #475569;
            line-height: 1.8;
            margin-bottom: 15px;
        }

        .btn-know-more {
            display: inline-block;
            margin-top: 20px;
            padding: 14px 35px;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            color: #ffffff;
            text-decoration: none;
            border-radius: 12px;
            font-weight: 700;
            font-size: 1rem;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            box-shadow: 0 4px 15px rgba(15, 76, 117, 0.3);
            position: relative;
            overflow: hidden;
        }

        .btn-know-more::before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 100%;
            height: 100%;
            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
            transition: left 0.5s;
        }

        .btn-know-more:hover::before {
            left: 100%;
        }

        .btn-know-more:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(15, 76, 117, 0.4);
        }

        /* Testimonials Section */
        .testimonials-section {
            padding: 50px 20px;
            background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
        }

        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 20px;
        }

        .testimonial-card {
            background: #ffffff;
            padding: 25px 20px;
            border-radius: 16px;
            box-shadow: 0 4px 20px rgba(15, 76, 117, 0.08);
            text-align: center;
            border-top: 4px solid #6AC335;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            position: relative;
        }

        .testimonial-card::before {
            content: '"';
            position: absolute;
            top: 20px;
            left: 30px;
            font-size: 60px;
            color: rgba(106, 195, 53, 0.1);
            font-family: Georgia, serif;
            line-height: 1;
        }

        .testimonial-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 12px 40px rgba(15, 76, 117, 0.15);
        }

        .testimonial-stars {
            font-size: 1.3rem;
            margin-bottom: 12px;
        }

        .testimonial-card p {
            font-size: 1.1rem;
            color: #475569;
            font-style: italic;
            line-height: 1.6;
            margin: 0;
        }

        /* Tools Section (CIBIL & EMI) */
        .tools-section {
            padding: 50px 20px;
            background: #ffffff;
        }

        .tools-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 25px;
        }

        .tool-card {
            background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
            padding: 30px 25px;
            border-radius: 20px;
            box-shadow: 0 4px 20px rgba(15, 76, 117, 0.08);
            text-align: center;
            border: 2px solid #e2e8f0;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            position: relative;
            overflow: hidden;
        }

        .tool-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            transform: scaleX(0);
            transition: transform 0.4s ease;
        }

        .tool-card:hover::before {
            transform: scaleX(1);
        }

        .tool-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 12px 40px rgba(15, 76, 117, 0.15);
            border-color: #6AC335;
        }

        .tool-icon {
            width: 70px;
            height: 70px;
            margin: 0 auto 20px;
            background: linear-gradient(135deg, #0F4C75 0%, #FFD700 50%, #6AC335 100%);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 32px;
            color: #ffffff;
        }

        .tool-card h3 {
            font-size: 1.5rem;
            color: #0F4C75;
            margin-bottom: 10px;
            font-weight: 600;
        }

        .tool-subtitle {
            color: #64748b;
            font-size: 1rem;
            margin-bottom: 18px;
        }

        .tool-features {
            list-style: none;
            padding: 0;
            margin: 0 0 30px 0;
            text-align: left;
        }

        .tool-features li {
            padding: 10px 0;
            color: #475569;
            display: flex;
            align-items: center;
            gap: 12px;
        }

        .tool-features li i {
            color: #6AC335;
            font-size: 1.2rem;
        }

        .btn-tool {
            display: inline-block;
            padding: 14px 35px;
            background: linear-gradient(135deg, #0F4C75 0%, #6AC335 100%);
            color: #ffffff;
            text-decoration: none;
            border-radius: 12px;
            font-weight: 700;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            box-shadow: 0 4px 15px rgba(15, 76, 117, 0.3);
            position: relative;
            overflow: hidden;
        }

        .btn-tool::before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 100%;
            height: 100%;
            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
            transition: left 0.5s;
        }

        .btn-tool:hover::before {
            left: 100%;
        }

        .btn-tool:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(15, 76, 117, 0.4);
        }

        /* Partners Section */
        .partners-section {
            padding: 50px 20px;
            background: linear-gradient(135deg, #f8fafc 0%, #ffffff 100%);
        }

        .partners-content {
            max-width: 900px;
            margin: 0 auto;
            text-align: center;
        }

        .partners-content p {
            font-size: 1.05rem;
            color: #475569;
            line-height: 1.8;
            margin-bottom: 20px;
        }

        /* Become Partner Section */
        .become-partner-section {
            padding: 50px 20px;
            background: linear-gradient(135deg, #0F4C75 0%, #1a5a8a 100%);
            color: #ffffff;
        }

        .partner-content {
            max-width: 900px;
            margin: 0 auto;
        }

        .partner-text {
            text-align: center;
        }

        .partner-text h2 {
            font-size: 2.2rem;
            margin-bottom: 12px;
            color: #FFD700;
        }

        .partner-text h3 {
            font-size: 1.2rem;
            margin-bottom: 25px;
            color: #e2e8f0;
            font-weight: 400;
        }

        .partner-benefits {
            list-style: none;
            padding: 0;
            margin: 0 0 25px 0;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 15px;
            text-align: left;
        }

        .partner-benefits li {
            padding: 12px 18px;
            background: rgba(255, 255, 255, 0.1);
            border-radius: 8px;
            display: flex;
            align-items: center;
            gap: 10px;
            color: #ffffff;
            font-size: 1rem;
        }

        .partner-benefits li i {
            color: #6AC335;
            font-size: 1.3rem;
        }

        .btn-partner {
            display: inline-block;
            padding: 18px 45px;
            background: linear-gradient(135deg, #FFD700 0%, #6AC335 100%);
            color: #0F4C75;
            text-decoration: none;
            border-radius: 12px;
            font-weight: 700;
            font-size: 1.1rem;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            box-shadow: 0 4px 15px rgba(255, 215, 0, 0.3);
            position: relative;
            overflow: hidden;
        }

        .btn-partner::before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 100%;
            height: 100%;
            background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
            transition: left 0.5s;
        }

        .btn-partner:hover::before {
            left: 100%;
        }

        .btn-partner:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(255, 215, 0, 0.5);
        }

        /* Responsive Styles */
        @media (max-width: 768px) {
            .section-title {
                font-size: 2rem;
            }

            .section-subtitle {
                font-size: 1rem;
            }

            .features-grid {
                grid-template-columns: 1fr;
                gap: 20px;
            }

            .services-list-grid {
                grid-template-columns: 1fr;
            }

            .process-steps {
                grid-template-columns: 1fr;
                gap: 25px;
            }

            .process-benefits {
                flex-direction: column;
                gap: 20px;
            }

            .tools-grid {
                grid-template-columns: 1fr;
            }

            .partner-benefits {
                grid-template-columns: 1fr;
            }

            .partner-text h2 {
                font-size: 2rem;
            }

            .partner-text h3 {
                font-size: 1.1rem;
            }
        }

        @media (max-width: 480px) {

            .why-choose-section,
            .loan-services-section,
            .how-it-works-section,
            .about-us-section,
            .testimonials-section,
            .tools-section,
            .partners-section,
            .become-partner-section {
                padding: 35px 15px;
            }

            .section-title {
                font-size: 1.75rem;
            }

            .feature-card,
            .testimonial-card,
            .tool-card {
                padding: 25px 20px;
            }
        }

        /* WhatsApp Floating Button */
        .whatsapp-float {
            position: fixed;
            right: 30px;
            bottom: 90px;
            width: 60px;
            height: 60px;
            background-color: #25D366;
            color: #ffffff;
            border-radius: 50%;
            display: flex;
            justify-content: center;
            align-items: center;
            box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
            z-index: 1000;
            transition: all 0.3s ease;
            text-decoration: none;
            font-size: 32px;
            animation: pulse 2s infinite;
        }

        .whatsapp-float:hover {
            background-color: #20BA5A;
            transform: scale(1.1);
            box-shadow: 0 6px 20px rgba(37, 211, 102, 0.6);
        }

        .whatsapp-float i {
            color: #ffffff;
        }

        @keyframes pulse {
            0% {
                box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
            }

            50% {
                box-shadow: 0 4px 20px rgba(37, 211, 102, 0.8);
            }

            100% {
                box-shadow: 0 4px 12px rgba(37, 211, 102, 0.4);
            }
        }

        @media (max-width: 768px) {
            .whatsapp-float {
                width: 55px;
                height: 55px;
                right: 20px;
                bottom: 80px;
                font-size: 28px;
            }
        }

        @media (max-width: 480px) {
            .whatsapp-float {
                width: 50px;
                height: 50px;
                right: 15px;
                bottom: 70px;
                font-size: 24px;
            }
        }

        /* Inner page banner (for non-index pages) */
        .inner-page-banner {
            background: linear-gradient(135deg, #0F4C75 0%, #1e3a8a 100%);
            padding: 50px 20px;
            text-align: center;
            color: #ffffff;
        }
        .inner-page-banner h1 {
            color: #ffffff;
            font-size: 2.5rem;
            font-weight: 700;
            margin: 0 0 8px 0;
        }
        .inner-page-banner .breadcrumb {
            color: rgba(255,255,255,0.85);
            font-size: 14px;
        }
        .inner-page-banner .breadcrumb a { color: #FFD700; text-decoration: none; }
        .inner-page-content {
            max-width: 1400px;
            margin: 0 auto;
            padding: 50px 20px;
        }

        /* About page: banner and content */
        .about-banner {
            background: linear-gradient(135deg, #0F4C75 0%, #1e40af 50%, #6AC335 100%);
            padding: 80px 20px 60px;
            position: relative;
            overflow: hidden;
        }
        .about-banner .banner-content {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 20px;
            color: #ffffff;
        }
        .about-banner .banner-content h1 {
            font-size: 2.5rem;
            font-weight: 700;
            margin-bottom: 12px;
            color: #ffffff;
        }
        .about-banner .breadcrumb { list-style: none; padding: 0; margin: 0; display: flex; gap: 10px; }
        .about-banner .breadcrumb-item a { color: rgba(255,255,255,0.85); text-decoration: none; }
        .about-banner .breadcrumb-item.active { color: #FFD700; }
        .about-content-section { padding: 60px 20px; background: #ffffff; }
        .about-container { max-width: 1400px; margin: 0 auto; }
        .about-intro { text-align: center; margin-bottom: 50px; }
        .about-intro h2 { font-size: 2rem; font-weight: 700; margin-bottom: 20px; }
        .about-intro p { font-size: 1.1rem; color: #475569; line-height: 1.8; max-width: 900px; margin: 0 auto; }
        .team-section { margin-top: 50px; }
        .team-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; margin-top: 30px; }
        .team-card { background: #fff; border-radius: 12px; padding: 28px; box-shadow: 0 4px 15px rgba(15,76,117,0.1); text-align: center; transition: all 0.3s; border: 2px solid transparent; }
        .team-card:hover { transform: translateY(-5px); box-shadow: 0 8px 25px rgba(15,76,117,0.2); border-color: #6AC335; }
        .team-card img { width: 140px; height: 140px; border-radius: 50%; object-fit: cover; margin: 0 auto 18px; border: 4px solid #f1f5f9; }
        .team-card h3 { font-size: 1.25rem; margin-bottom: 6px; }
        .team-card h5 { font-size: 0.95rem; color: #64748b; margin-bottom: 12px; }
        .team-card p { font-size: 0.95rem; color: #475569; line-height: 1.7; }
        .team-social { display: flex; gap: 12px; justify-content: center; margin-top: 18px; }
        .team-social a { width: 40px; height: 40px; background: #6AC335; color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; text-decoration: none; transition: all 0.3s; }
        .team-social a:hover { transform: translateY(-3px); }