HBPL Financial Services Pvt. Ltd. offers tailored business loan solutions designed to meet the funding needs of SMEs, MSMEs, startups, and growing enterprises. As an authorized DSA, we connect your business with leading banks and NBFCs to secure collateral-free business loans, term loans, and overdraft (OD) facilities with faster approvals and competitive interest rates.

Our expert team evaluates your business profile, cash flow, and growth plans to match you with the most suitable lender—ensuring higher approval chances, flexible repayment structures, and complete transparency throughout the process.

Key Benefits

• Collateral-free business loans available
• Term Loan, Overdraft (OD) & Cash Credit (CC) options
• Loan tenure ranging from 3 to 7 years
• Competitive interest rates from multiple lenders
• Quick processing with minimal documentation
• Dedicated relationship manager support

Eligibility Criteria – Business Loan

Applicant Type

• Sole Proprietor, Partnership Firm, LLP, or Private Limited Company

Business Vintage

• Minimum 1–3 years of business operations (as per lender norms)

Age Criteria

• Minimum age: 23 years
• Maximum age at loan maturity: 65 years

Turnover & Income

• Minimum annual turnover as per lender eligibility
• Stable and verifiable business income

Credit Profile

• Good personal and business credit score preferred
• Clean repayment track record

Documents Required (Indicative)

• KYC documents of applicant
• Business registration proof
• Bank statements (last 6–12 months)
• ITR & financial statements (optional – subject to lender & applicant profile)