Personal Loan

HBPL Financial Services Pvt. Ltd. offers quick, reliable, and hassle-free personal loan solutions through its strong network of leading banks and NBFCs. As an authorized DSA, we help individuals meet their personal financial needs with faster approvals, competitive interest rates, and complete transparency.

Whether it's a medical emergency, education expenses, travel plans, weddings, or any other personal requirement, our expert advisors assess your profile and connect you with the most suitable lender, ensuring higher approval chances and smooth disbursal.

Key Benefits

Quick approval & fast disbursal
No collateral or guarantor required
Competitive interest rates from multiple lenders
Interest rates starting From 9.99% *
Flexible repayment tenure options
Transparent process with no hidden charges
Maximum Fixed Obligations to Income Ratio (FOIR) of up to 70% (subject to lender policy)
Personal Loan Balance Transfer facility available for lower interest rates
End-to-end support till Loan disbursal

Eligibility Criteria

For Salaried Individuals:

Minimum age: 21 years
Maximum age at loan maturity: 58–60 years
Minimum net monthly salary of 20,000 or above
Good credit score preferred

Loan Amount

Starting Loan Amount: ₹50,000

Maximum Loan Amount: Up to ₹40,00,000

Loan amount depends on income, credit score, and lender eligibility

Interest Rate

Starting Interest Rate: From 9.99% p.a.

Maximum Interest Rate: Up to 16% p.a.

Interest rate may be fixed or floating, based on lender & applicant profile

Loan Tenure

Minimum Tenure: 12 Months

Maximum Tenure: Up to 84 Months

Why HBPL?

As an authorized DSA, we compare multiple lender offers to ensure you get the most suitable personal loan with complete transparency.