HBPL Financial Services Pvt. Ltd. offers Overdraft (OD) and Cash Credit (CC) facilities designed to help businesses manage day-to-day cash flow requirements efficiently. As an authorized DSA, we connect MSMEs, SMEs, and corporates with leading banks and NBFCs to secure flexible working capital limits with competitive interest rates.
OD/CC facilities ensure liquidity for inventory management, operational expenses, receivables gaps, and seasonal business needs—allowing you to withdraw funds as required and pay interest only on the utilized amount.
Starting Credit Limit: ₹3,00,000
Maximum Credit Limit: Up to ₹75,00,000 (unsecured)
Credit limit depends on business turnover, bank statements, and credit profile
Interest Rate: Starting from 14% p.a. onwards
Interest is charged only on the utilized amount, not on the full sanctioned limit
Rates are subject to lender policy and applicant profile
Facility Validity: 3-7 years
Renewable annually based on business performance and lender review
HBPL Financial Services Pvt. Ltd. is a trusted working capital DSA with strong expertise in structuring OD & CC limits. We help businesses select the right lender, optimize credit limits, and manage documentation—ensuring faster approvals, flexible structures, and complete transparency throughout the process.
